You have to learn to make better financial decisions as a child. Let me share a little of my childhood story with you.
From time to time, especially during the Yuletide, whatever financial gift I got went back to my parents. I remember my parents taking any financial gift I received from me with the promise of keeping it for me. Well, I never got my money back. I always forgot to ask. How do you even ask about such money?
Making good financial decisions highly impacts how you view and spend money.
The following questions will help you make better decisions financially.
Do you always spend all the money you receive?
Did you read books on financial education?
What do you know about money?
Do you buy everything you want because the money is available?
Did you buy everything you wanted as the desire came to you?
How much did you spend on things?
Do you see yourself as greedy?
For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.
1 Timothy 6:10.
Hope these questions helped you assess the financial decisions you have been making. These are also questions to guide you on reviewing your financial goals this month.
The reviews are meant to point you towards the dangers of reckless sending and not to judge you.
May the Lord grant you the right perspective about money. Amen.
Prayer: Lord, grant me the favour to spend and save wisely. Help me to make better financial decisions in the name of Jesus Christ. Amen.
Action point: Reflect on these questions and truthfully start to make changes. God bless you.
Declaration: I make better financial decisions in this new month.
Another area to review this year is your academics. Not doing well in school is a slap to your Christianity, so you must strive to make better academic decisions.
Do you know we are meant to top our classes?
Deut 28:13 (NKJV)And the Lord will make you the head and not the tail; you shall be above only, and not be beneath, if you heed the commandments of the Lord your God, which I command you today, and are careful to observe them.
That’s the dominion mandate. That’s God’s original intent for you. One who is not spiritual ought not to be ahead in your class. You ought to call the shots! Therefore you must learn to make great academic decisions.
Reflect on the following questions;
How well did you perform in examinations and tests at school?
Did you understand all you were taught in class?
Did you seek clarification at any point?
How well did you pay attention in class?
How much time did you spend studying and reading? (this so much reflects the quality of the academic decisions you are making)
Did it have any impact on your grades?
How many times did you ask for someone to help you with your lessons?
Did you join a study group?
Did it have any effect on your grades?
What effects did it make on your grades?
How many hours did you spend watching movies or playing games instead of studying?
These are just some guidelines that will point you towards making great academic decisions – knowing what to continue, stop, or start doing. Insanity is doing the same thing and expecting a different result. So take an inventory and make your decisions afterward.
Prayer: Lord, thank you for your help with my academics. I am deeply grateful for your assistance.
Action point: Make better academic decisions – make a list of what worked for you and what didn’t. Plan to improve on what worked and stop what didn’t work.
Declaration: I take inventory of my life and make the necessary adjustments.
Do you think you are making better spiritual decisions? Your spirit man is the most important part of your life. Many people take care of other aspects and leave out the spirit man. This ought not to be so.
“The Holy Spirit is the one who gives life, that which is of the natural realm is of no help. The words I speak to you are Spirit and life. But there are still some of you who won’t believe.”
John 6:63 TPT
Your spiritual life is very important to your advancement in life. It’s on it that all other aspects of your life fall in or out of place. Therefore you must ensure that you always make better spiritual decisions.
It is the spirit that quickeneth; the flesh profiteth nothing: the words that I speak unto you, they are spirit, and they are life.
John 6:63 KJV
The flesh profits nothing. There is no gain in the flesh, so your spiritual
In reviewing your spiritual life, so that you can make better spiritual decisions, ask yourself the following questions
How prayerful was I? How consistent was I in the place of prayers? Did I participate in any fasting programme?
Was I attending Sunday school regularly? Did I read my bible daily? Was I faithful with my offerings and tithe?
These are just some questions that can guide you in making better spiritual decisions in this new month and beyond.
As the month comes to an end, it’s a good idea to review how you spent it. Doing this helps you make better decisions in life. It also helps you know what you have accomplished in different areas of your life and how to improve.
Imagine just living life without improving. These improvements can only happen when you have periodic reviews of your life and time spent.
The review can come weekly, monthly, bi-monthly, quarterly, or yearly, so that you can examine yourself and make better decisions.
Ps 90:12 (NIV)Teach us to number our days aright, that we may gain a heart of wisdom.
A heart of wisdom is only possible when you number your days aright. This is achieved with the help of the Holy Spirit.
Don’t think only adults do this. You will reach adulthood someday and developing this habit early will positively impact your life. Not only does it show how well you fared, but it also helps you plan ahead for the new month. By so doing, you make better decisions and move forward in your life.
Look at the way message translation puts it.
Ps 90:12 (MSG) Oh! Teach us to live well! Teach us to live wisely and well!
When you take proper inventory of several segments of your life, you will know how to live well.
Make it a habit to take a review of your life from time to time, and then take better decisions from the review.
Tomorrow we will look at how to do this in every area of your life. Don’t miss it!
God bless!
Prayer: Lord, guide me as I take stock of this month. Help me see where I need to improve on in the coming month, and help me to be sincere enough to accept it. Help me make better decisions LORD. Amen.
Action point: List out areas of your life and start to review them. Tell your friends about it too. Involve your parents too, so they help out.
Declaration: God helps me to take stock of my life in Jesus name.
You must learn to be courageous little ones. Sometimes you might feel afraid to do something because you are afraid of failing or being mocked, but the verse below tells you to do otherwise.
Joshua 1:9 – “Have I not commanded you? Be strong and courageous. Do not be frightened, and do not be dismayed, for the LORD your God is with you wherever you go.”
Fear is part of life, but it is not supposed to stop us from doing what we are supposed to do. Especially as children of God. So be courageous little ones!
God doesn’t want us to be afraid of anything because, according to the verse above, He is with us all the way.
This was what he told Joshua when the children of Israel were going out to tackle an enemy. He told them not to be afraid. They believed Him and went out to battle. Guess what happened? They came back victorious. This teaches us courage; so I say again ‘be courageous little ones.’
Joshua 1:7-9 (ESV)Only be strong and very courageous, being careful to do according to all the law that Moses my servant commanded you. Do not turn from it to the right hand or to the left, that you may have good success wherever you go. This Book of the Law shall not depart from your mouth, but you shall meditate on it day and night, so that you may be careful to do according to all that is written in it. For then you will make your way prosperous, and then you will have good success.Have I not commanded you? Be strong and courageous. Do not be frightened, and do not be dismayed, for the Lord your God is with you wherever you go.”
Be courageous little ones. May the Lord give you victory and eliminate every spirit of fear in you. Amen.
Prayer: Lord, give me a spirit that is bold and courageous in You. Help me conquer mountains in Jesus name I pray. Amen.
Action plan: Bring every one of your fears before God. Ask Him to show you what to do and obey His instructions.
